Hiring a car in Australia?
We can offer car hire excess reimbursement insurance for driving in Australia. This policy is for residents of the UK and Isle of Man only. It can be purchased as early as 364 days in advance, right up until before you collect your car and will cover the excess on your hire cars, worldwide, for a year.
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Below is a summary of the key features and benefits of our car hire excess policy.
For full details, please see the policy wording.
Below are some of the key exclusions you need to be aware of.
Full details can be found in the policy wording.
This policy is our Annual Worldwide policy. It's a multi-trip policy offering worldwide car hire excess cover for residents of the UK and the Isle of Man. Note that this excludes driving in: Cuba, Iran, North Korea, the region of Crimea, Sudan and Syria.
If you’re used to driving in the UK – or any country that drives on the left – chances are you won’t have many problems driving in Australia. But like anywhere, there are differences to note in terms of speed limits and road signs. We've prepared a simple guide to driving in Australia.
Car rental companies often include a high excess if you need to make a claim. Car hire excess insurance will enable you to get reimbursed for this excess (up to the policy limits) if you need to make a claim.
If the lead driver is an insurance4carhire policy holder, you will be covered. If the lead driver is not a policy holder, you will not be covered, even if you yourself are a policy holder. To be covered by insurance4carhire, the lead driver must always be a policy holder.
This policy is purely for car hire excess insurance, which means that Collision Damage Waiver (CDW) is not included. CDW is a separate type of cover which is often included as standard when you rent a car. However, in some countries (such as the US and Canada) it is common for CDW not to be covered as standard. If you require CDW cover, please visit our Annual Worldwide Plus CDW & SLI page.
A 'Joint' policy, formerly known as a 'Family and Partners' policy, is an add-on available with the Annual Worldwide and Annual Europe car hire excess policies which gives lead driver status to two people. It is essentially no different to a discount for buying two policies for two people living at the same address*. You will be given the option to select this cover during the quote and buy journey.
*The two Joint policy policyholders must be related in one of the following ways: by marriage, civil partnership, engagement, parent-child, child-in-law, parent-in-law, sibling, sibling-in-law.
Coronavirus (Covid-19) – Update for insurance4carhire customers
While the scale and impact of the current coronavirus (Covid-19) outbreak remains unknown, insurance4carhire, part of The Ardonagh Group, has been working for some time to prepare for all potential outcomes for our business. We have a range of plans in place across The Ardonagh Group to serve the needs of our clients without interruption, while protecting the health and safety of our colleagues and other stakeholders.
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